--- title: "Banking & Finance Legal Services for Lenders, Borrowers & Institutions: Loan Structuring, SBA & CRE Financing | Lipresti Law" description: Trusted legal counsel for banking, lending, and financing matters. Serving businesses, lenders & borrowers with personalized service. Learn how we can help. image: https://liprestilaw.com/hubfs/Banking%20-%20iStock-1801941645.jpg --- [![Lipresti Law](https://liprestilaw.com/hs-fs/hubfs/logo-3.png?width=207&height=50&name=logo-3.png "Lipresti Law")](https://liprestilaw.com/) - [Home](https://liprestilaw.com) - [Attorneys](https://liprestilaw.com/meet-our-team) - [Careers](https://liprestilaw.com/employment) - Practice Areas - [Banking/Financing](https://liprestilaw.com/banking-financing) - [Bankruptcy](https://liprestilaw.com/bankruptcy) - [Capital Markets / Securities](https://liprestilaw.com/capital-markets-securities) - [Commercial Real Estate](https://liprestilaw.com/commercial-real-estate) - [Corporate/Outside General Counsel Services](https://liprestilaw.com/corporate-outside-general-counsel-services) - [Healthcare](https://liprestilaw.com/healthcare) - [Intellectual Property](https://liprestilaw.com/intellectual-property) - [Mergers & Acquisitions](https://liprestilaw.com/mergers-acquisitions) - [Nonprofits](https://liprestilaw.com/nonprofits) - [Technology Law](https://liprestilaw.com/technology-law) - [Blog](https://liprestilaw.com/the-firm-connection) - [Contact](https://liprestilaw.com/contact) - [Careers](https://liprestilaw.com/employment) [Schedule Consultation](https://liprestilaw.com/contact) [![Lipresti Law](https://liprestilaw.com/hs-fs/hubfs/logo-3.png?width=207&height=50&name=logo-3.png "Lipresti Law")](https://liprestilaw.com/) - [Home](https://liprestilaw.com) - [Attorneys](https://liprestilaw.com/meet-our-team) - [Careers](https://liprestilaw.com/employment) - Practice Areas - [Banking/Financing](https://liprestilaw.com/banking-financing) - [Bankruptcy](https://liprestilaw.com/bankruptcy) - [Capital Markets / Securities](https://liprestilaw.com/capital-markets-securities) - [Commercial Real Estate](https://liprestilaw.com/commercial-real-estate) - [Corporate/Outside General Counsel Services](https://liprestilaw.com/corporate-outside-general-counsel-services) - [Healthcare](https://liprestilaw.com/healthcare) - [Intellectual Property](https://liprestilaw.com/intellectual-property) - [Mergers & Acquisitions](https://liprestilaw.com/mergers-acquisitions) - [Nonprofits](https://liprestilaw.com/nonprofits) - [Technology Law](https://liprestilaw.com/technology-law) - [Blog](https://liprestilaw.com/the-firm-connection) - [Contact](https://liprestilaw.com/contact) - [Careers](https://liprestilaw.com/employment) [Schedule Consultation](https://liprestilaw.com/contact) ![banking.finance header](https://liprestilaw.com/hubfs/banking.finance%20header.png) # Banking & Finance Legal Services for Businesses, Lenders & Borrowers ## Expert Legal Guidance for Banking & Finance Transactions At Lipresti Law, we offer trusted legal services in banking and finance, helping businesses, lenders, and borrowers navigate complex financial transactions. From loan documentation and secured lending to regulatory compliance and financing strategy, we provide practical counsel to support your growth and minimize risk. ## Our Banking & Finance Legal Services: We provide end-to-end legal support for financial transactions, from deal structuring to loan closings. Our services are tailored to meet the needs of lenders, borrowers, and financial institutions navigating today’s complex regulatory environment. **Our services include:** - Commitment letter and term sheet preparation or review - Loan document preparation and review - Company and collateral due diligence, including [Certificate of Incumbency preparation](https://liprestilaw.com/certificate-incumbency) - Transactional group interface and coordination - Committee and underwriting check-ins - Closing of loans ![Banking - iStock-1801941645](https://liprestilaw.com/hubfs/Banking%20-%20iStock-1801941645.jpg) ## Who We Serve in the Lending Market: We represent a broad range of financial clients and structures, including: - [**Commercial & Industrial (C&I) Lending:**](https://liprestilaw.com/ci-lending-faq) Structuring asset-based lending and credit lines for businesses across industries - [**Small Business Administration (SBA) Lending:**](https://liprestilaw.com/small-business-administration-lending) Legal support for SBA 7(a), Express, and 504 loans - **Commercial Real Estate (CRE) & Equity Sponsor/LBO:** Legal guidance for acquisition, refinancing, and leveraged buyout financing - **Loan Participations & Inter-Creditor Agreements:** Structuring multi-party loan deals and representing clients in shared lending scenarios ![Banking - iStock-1406546633](https://liprestilaw.com/hubfs/Banking%20-%20iStock-1406546633.jpg) ## Our Banking & Finance Legal Expertise We offer comprehensive legal services tailored to meet the diverse needs of banks, credit unions, private lenders, and business borrowers. Our banking attorneys have the knowledge and experience to guide you through every step of the lending process—from structuring deals to negotiating and closing transactions. ### Commercial & Industrial (C&I) Lending We represent clients involved in C&I loans, including working capital lines of credit, equipment financing, and asset-based lending. Our legal team ensures your documents are compliant and structured to protect your business interests. ### Commercial Real Estate Lending Lipresti Law advises on the financing of office buildings, retail centers, mixed-use developments, and more. We draft and negotiate mortgage documents, loan agreements, and security instruments to reduce risk and maintain lender protection. We also provide comprehensive counsel in all aspects of your [commercial and real estate transactions](https://liprestilaw.com/commercial-real-estate-lending). ### SBA Lending Services Our attorneys assist with both SBA 7(a) and 504 loan programs, ensuring compliance with SBA requirements and protecting your position throughout the loan lifecycle. **SBA 7(a) Loans, Credit Lines, and Express Facilities** We help lenders and borrowers structure and document SBA 7(a) loans, including revolving credit lines and express options, while ensuring all SBA rules are met. ### 504 Loan Legal Representation From acquisition and construction to permanent financing, we support borrowers and lenders through the complexities of 504 loans, working closely with CDCs and banks. ### Equity Sponsor Leveraged Lending We represent lenders and borrowers in leveraged buyouts, mezzanine financings, and recapitalizations backed by equity sponsors. Our finance lawyers provide practical solutions to structure these often-complex deals. ### Subordination & Inter-Creditor Agreements Lipresti Law advises on inter-creditor arrangements, subordination clauses, and related agreements to protect priority positions and minimize risk in multi-lender structures. ### Loan Participation Legal Support We assist lead lenders and participants in documenting and negotiating loan participation agreements, ensuring regulatory compliance and alignment of interests among parties. ## Who We Serve We partner with a wide range of clients involved in financing and lending transactions: **Financial Institutions & Lenders** - Commercial banks and credit unions - Non-bank lenders and private equity groups - SBA loan officers and funders **Financial Institutions & Lenders** - Real estate developers and property owners - Entrepreneurs and small business owners - Mid-market companies seeking growth capital ## Ready to Partner with a Trusted Banking Law Firm? Whether you’re a financial institution looking for sound legal support or a business borrower navigating a complex financing deal, Lipresti Law provides the legal clarity and precision you need. Our goal is to help you close deals efficiently, reduce exposure, and protect your long-term interests. ### Schedule a Consultation Today Let’s discuss your legal needs in banking and finance. [Contact Us](https://liprestilaw.com/contact) or call [(617) 351-4745](tel:6173514745) ![Resources Banking & Finance](https://liprestilaw.com/hubfs/Resources%20balnk.png) # Banking & Finance Resource Center articles to answer your most frequently asked questions   [What is a Certificate of Incumbency?](https://liprestilaw.com/certificate-of-incumbency) [Why is the Bank Insisting on an Unlimited Guaranty?](https://liprestilaw.com/certificate-of-incumbency-0) [Why Banks Secure Loans with Collateral](https://liprestilaw.com/secure-loans-with-collateral) [Difference Between C&I and CRE Loans?](https://liprestilaw.com/commercial-industrial-loans-commercial-real-estate-loans) [What is Mezzanine Financing?](https://liprestilaw.com/mezzanine-financing) [What is the Difference Between a Bank and a Credit Union?](https://liprestilaw.com/credit-union-compared-to-bank) [What to Focus on When Negotiating a Term Sheet with a Lender](https://liprestilaw.com/negotiating-term-sheets) [What is a C&I Loan?](https://liprestilaw.com/commercial-industrial-loan) [What is the Difference between SBA and Conventional Loans?](https://liprestilaw.com/sba-vs-conventional-loans) [What is a UCC-1?](https://liprestilaw.com/ucc-1-financing-statement) ![man at work](https://liprestilaw.com/hubfs/man%20at%20work.jpg) ## Where Vision Meets Precision in Banking Legal Solutions [Contact Us](https://liprestilaw.com/contact) ![white on white no background](https://liprestilaw.com/hubfs/white%20on%20white%20no%20background.png) ## Explore Our Site - [Privacy Policy](https://liprestilaw.com/privacy-policy) - [Disclaimer](https://liprestilaw.com/privacy-policy-0) - [Diversity and Inclusion Statement](https://liprestilaw.com/diversity-inclusion-statement) ## Connect With Us [Follow us on LinkedIn](https://www.linkedin.com/company/liprestilaw/) © 2026 Lipresti Law ```json { "@context" : "https://schema.org", "@type" : "FAQPage", "mainEntity" : [ { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "We provide legal services for various loan types, including Commercial & Industrial (C&I) loans, Small Business Administration (SBA) loans, and Commercial Real Estate loans. We also assist with equity sponsor leveraged lending and subordination arrangements." }, "name" : "What types of loans do you assist with?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "C&I loans are typically secured by business assets like equipment and receivables, whereas CRE loans are secured by commercial real estate properties. Our legal team can guide you through the nuances of both types of loans." }, "name" : "What is the difference between C&I and CRE loans?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Yes, we assist with SBA 7(a) loans, including term loans, lines of credit, and Express facilities. We help with loan documentation, due diligence, and closing processes." }, "name" : "Do you assist with SBA 7(a) loans?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "A subordination agreement is a legal document that establishes the order of priority for repayment among creditors. We have extensive experience negotiating and drafting these agreements." }, "name" : "What is a subordination agreement?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Yes, we represent lenders in participation arrangements, working with master lenders and agents for asset-based, unsecured, secured, and real estate loans." }, "name" : "Do you provide services for loan participations?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Yes, we specialize in equity sponsor leveraged lending, providing deal analysis, negotiation support, and drafting complex agreements to facilitate timely closings." }, "name" : "Can you help with equity sponsor leveraged lending?" } ] } ```